New Pension Scheme 2025: Govt Guarantees RS 7,000 Monthly Pension, Check Details 

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A landmark ruling aimed at enhancing social security for retirees saw the Government declare a new pension scheme with a guarantee of ₹7,000 as monthly payment and allowance for Dearness. This intervention being a part of the reform process of pension systems under the 2025 National Social Welfare Program brings relief and security to millions of Indian citizens, especially those belonging to the EWS category.

What Is This New Pension Plan?

According to the central ruling, with the establishment of a new-old age pension scheme, the minimum pension scheme shall provide a minimum pension of ₹7,000 per month along with a regular revision of DA so as to sustain the pensioners’ income against inflation. Thus, the scheme theoretically aims to benefit employees earning less wages, EPFO subscribers, and unorganised sector workers, most of whom receive less than ₹1,000 as pension.

According to government sources, ₹7,000 per month will be the base pension, while the Dearness Allowance will help pensioners’ income remain at par with inflation. The Dearness Allowance shall be revised twice a year, just as it happens with government employee salary and pensions.

Eligibility Criteria

An applicant seeking admission under the scheme should have: 

  • Completed at least 10 years of service under the Employees’ Provident Fund (EPF) or under any other government-recognised pension scheme. 
  • Reached an age of 60 years and beyond on the date of claiming the pension. 
  • Already under the coverage of EPFO, NPS, or any other recognised pension scheme.
  • The monthly income level before retirement should be below some limit (likely between ₹15,000 and ₹20,000) so that regard could be given to the low-income pensioners.

It could thus be claimed by self-employed persons, marginal entrepreneurs, and works in the unorganised sector who have ensured themselves against contingencies through some sort of pension arrangement.

How To Apply?

The application for ₹7,000 pension is set to be fully online. The beneficiaries will have to:

  1. Access the website of EPFO or pension scheme. 
  2. Upload KYC documents, proof of service, and proof of income.
  3. Authenticate Aadhaar or PAN. 

Offline options would be available at post offices and CSCs for beneficiaries residing in rural areas.

Also Read: EPFO Pension Scheme 2025 Explained: Get Pension For Life After 10 Years Of Work

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